Accidental Injury

Accidental Injury

Overview

An unexpected injury-related accident could mean a trip to the emergency room. And unanticipated, uncovered, after-treatment ER bills can add up quick. Your major medical insurance will help with many of your expenses, but wouldn't you feel better knowing you'll have extra help paying some of your bills?

 

Tell Me More

Accidental Injury pays you cash benefits to help cover your out-of-pocket expenses so you can focus more on getting well and less on the extra expenses an accident can bring. Plan highlights include:

  • Covers multiple types of injuries related to accidents.
  • Group rates priced to fit most budgets.
  • Spouse/domestic partner and children can be covered too.
  • Guaranteed-issue with no medical exam if you enroll during the Enrollment Period.
  • Who is eligible?
    • You — if you are an active employee working 20+ hours per week
    • Your spouse — 18+. Coverage is available only if Employee coverage is elected
    • Your child(ren) — under age 26. Coverage is available only if Employee coverage is elected
Enrollment

The “Enroll Now” button will take you to Workday
Click the 2022 Open Enrollment Icon under Announcements or Click on the Open Enrollment Change Task in your Inbox

 

How It Works

Contact Us

 Phone:
855-206-5269
 Hours
 Hours: M-F 7am – 4pm MST
 Email
employerbenefitsinquiries.service@mercer.com

FAQs

Answers about the plan, including eligibility, options, enrollment, customer service and more.

  • Who is the provider?

    Cigna is a global health services company dedicated to improving the health, well-being, and peace of mind of those we serve. With more than 180 million customer and patient relationships in more than 30 countries and jurisdictions, we are able to harness actionable insights that address whole-person health and drive better health outcomes.
  • How can this help me?

    Most families don’t budget for the costs associated with accidents. If an accident does occur, the last thing on your mind is the charges accumulating while at the emergency room.

     

    These costs can add up fast. Most families have medical insurance that will cover a majority of the expenses. But, what about the out-of-pocket expenses, such as lost wages from being out of work or staying home to care for an injured family member? You hope that an accident never happens, but at some point you very well may take a trip to your local emergency room. If that time comes, wouldn’t it be nice to have an insurance plan that pays you a benefit regardless of any other insurance you have? This plan does just that, providing a cash benefit to cover the costs associated with unexpected covered accidents.

  • Will I have to take a medical exam to get this coverage?

    No! For the initial Special Enrollment period and for new hires added throughout the year, this coverage is guaranteed-issue (which means you may qualify for coverage without having to submit to a medical exam or answer health questions).
  • How to file a claim?

    There are five easy ways to file. Simply choose the option that's easiest for you.

     

    Phone Call 800.754.3207 to speak with one of our dedicated customer service representatives
    Online Visit SuppHealthClaims.com
    Fax Send documents to 860.730.6460
    Email Send scanned documents to SuppHealthClaims@Cigna.com
    Mail Send documents to: Cigna Phoenix Claim Services PO Box 55290 Phoenix, AZ 85078

 

Distributed by: Operating subsidiaries of Cigna Corporation. Insurance benefits are underwritten by Life Insurance Company of North America or Cigna Life Insurance Company of New York.

 

THESE POLICIES PAY LIMITED BENEFITS ONLY. THEY ARE NOT COMPREHENSIVE HEALTH INSURANCE COVERAGE AND DO NOT COVER ALL MEDICAL EXPENSES. THIS COVERAGE DOES NOT SATISFY THE “MINIMIUM ESSENTIAL COVERAGE” OR INDIVIDUAL MANDATE REQUIREMENTS OF THE AFFORDABLE CARE ACT (ACA). THIS COVERAGE IS NOT MEDICAID OR MEDICARE SUPPLEMENT INSURANCE.

 

Accidental injury, critical illness and hospital care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company and are insured by Life Insurance Company of North America, except in NY, where insured plans are offered by Cigna Life Insurance Company of New York (New York, NY). Policy forms: Accidental Injury - GAI-00-1000, GAI-00-1000.OR et al; Critical Illness - GCI-00-1000, GCI-02-1000, GCI-00-0000.OR, GCI-02-0000.OR et al; Hospital Care (Indemnity) - GHIP-00-1000, GHIP-00-1000.ORa, GHIP-01-1000, GHIP-1.2-1000 et al. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. Cigna Life Insurance Company of New York and Life Insurance Company of North America are not affiliates of Cigna and the name “Cigna Life Insurance Company of New York” is used under a license granted to Cigna Life Insurance Company of New York.

Forms

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

 

Summary of Benefits and Rates
File a Claim
Mercer's Role & Compensation

Details of Mercer disclosure of the compensation.